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BOBBSEY TWINS ON A HOUSEBOAT

do those things, but that is what a mortgage is like.

"Yes," said Mr. Murphy to Mr. Bobbsey, "Mr. Hardee borrowed from me the money to buy from you the lumber for his house. And he hasn't paid me back the money, nor any interest on it. I think I'll go up and have a talk with him. And, when I get through talking, I guess he'll let you go through his wire fence."

"I hope he will," said Mr. Bobbsey, "for it would be too bad to have our trip spoiled."

"I'll go right back with you," offered Mr. Murphy.

So it happened that Mr. Bobbsey, with his friend, reached the houseboat, in Lemby Creek, shortly after dinner.

"Oh, back so soon?" asked Mrs. Bobbsey. "What are you going to do, Mr. Murphy?"

"Have a talk with Mr. Hardee."

Mr. Bobbsey and Mr. Murphy walked down the bank of the creek to the farm. They found Mr. Hardee mending a broken harness.

"Mr. Hardee," said Mr. Murphy, "I hear you have put a wire fence across Lemby Creek,

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